Archive for the ‘Finance’ Category

Top 10 Richest People in India 2016

Richest people in India




Wealth INR Cr






Mukesh Ambani







Dilip Shanghvi



Sun Pharma




Pallonji Mistry



Shapoorji Pallonji




SP Hinduja & family







Cyrus S Poonawalla







Azim Premji







Shiv Nadar





New Delhi


LN Mittal







Uday Kotak



Kotak Mahindra




Sunil Mittal & Family



Bharti Airtel


New Delhi

Top 10 Richest People from Kerala (Malayalis)
I’m pasting from an article published in times of india in 2015. these figures might have changed.


How To Become Good at Mathematics

Learn mathematics easily

Mathematics is one of the toughest subject for many of the people. But how do we excel in this? Is there any strategies for learning maths so that we are not intrigued by its complexity. Universe is governed by Mathematics. If you look around Everything has a pattern and design and that is the main fundamental of understanding Maths in our life.

I still remember 10 days before exam I used to open my Maths book and Man, I used to be baffled by my ignorance. I couldn’t understand anything. All the year I used to shun the subject and just before exam I used to look into it. But later in my life when I was in 10 standard I joined for a Tuition class where the Instructor really took time to teach me different concepts in Maths and I got fascinated by this subject.

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Invent, Innovate, Create To Become Financially Free

Invent to become financially free


We all want to be financially free but not sure how to proceed. There are lot of ways by which we can become financially independent and one of the way is to Invent something new or Innovate existing product or process in a better way or to Create something ourselves. These method of inventing or Innovating product or Design done in a proper way could open the door to financial freedom. In this book I’m covering how to go about in Invention, Innovation or Creation business..

You can purchase by clicking on the link below.

Click here to purchase your copy now

Invent to become financially free

Millionaire Mind Intensive

Millionaire Mind Intensive


This seminar is conducted by T. Harv Eker. This is worth spending money on as it talks about the money blueprint which is the reason some people, though they try hard they cannot become rich. This money blueprint need to be rewritten. Actually it’s the rewiring of the belief system. I would recommend the Millionaire mind seminar as its not expensive and anybody can afford it. It was about 2000 Rs per person.  But the next level which they pitch on as “Quantum Leap”, “Freedom Traders” etc., These are more than 1.5 Lakhs Rs.  these are upselling and are very expensive courses. Though some have benefitted from these, If you can afford it then go for it. No need to stretch yourself by borrowing money from different sources to attend these.

Change your belief system and get rooted on some good financial system and once you are able to afford the other courses then you attend it.

My experience had been really good with this Millionaire mind course. As I was lucky to have T.Harv Eker as presenter and his colleague. Some of the Seminars which his company host he doesn’t attend it and his team members handle it. He normally take only one seminar every year. His seminar was in November of 2014 in Bangalore where I had attended it. Its 3 days seminar with intensive belief remapping. You will be able to understand your true belief system and fear factors and also ways to get over your limiting beliefs.

Couple of the quotes which I remember from seminar is

“Root decides the fruit”. So it’s the belief system which decides where you are going in the life, whether you are going to be successful or failure.

“How you do anything is how you do everything” because we are creatures of habit.

One of the good part of this seminar is the Attitude and Belief sheet which they have provided. Everyday speak it out, it will be good affirmation.



Peoples standing in queue for entering into the hall.



Filled with People



About 2000+ people had attended it.


T. Harv Eker


T. Harv Eker and His team


Day 1

On Day 1, Workbook will be provided which will have questionnaire about your current belief system. You need to fill it up and once seminar gets started you will realize lot of things which are hindrance to your own success.

Teaching about your wants and desires. If you really don’t want to get rich then there is more possibility that you won’t. So it all starts with your desire to be become rich. The reasoning is there is no accident in the Universe, Everything happens for a reason.

Then there will be teaching about your comfort zone. You comfort zone is directly proportional to your Income zone. So if you are hesitating because of your comfort zone then that is detrimental to your success.

Then there would be teaching about the most dangerous words in English Language and i.e. “I Know That”. So it all begins with awareness that you need to change.


The #1 reason people don’t get what they want is because they don’t know what they want. So clarity is one of the most important things.

Passive Income

There would be discussion about Passive Income. i.e.

If Passive Income  > Expense then you have achieved Financial freedom.

So you can invest or you can have a business.

Passive investment Income

Goose is the Lump sum capital you invest in following

1) Stocks

2) Real Estate

3) Bonds


Passive Business

1) Network Marketing-Residual Income

2) Real Estate- Positive Cash flow Property

3) Royalties –Books, music, television

4) Franchises – Franchisee, Franchiser

5) Internet Marketing


Money Management Techniques

After Tax Money put it in your following account( You can collect in different container or open different account to track it )

1) FFA(Financial Freedom Account) – 10% – Never spend

2) LTSS(Long Term Saving For Spending) – 10% –> Contingency fund

3) Education Account(Edu) – 10% – Spending on learning different new things

4) NEC( Necessity Account) – 55% – Daily expenses

5) Play Account – 10% – Spend the money, Experience what is like to be wealthy

6) Give Account – 5% – Giving charitable organization or somebody.


Thought –> Feeling –> Action –> Result


Money Blueprint

How you think?

How you feel?

How you Act?

There is financial thermostat which will reset if you try to reach some financial goal, so until your belief system is not in line with your action this will reset you back to your old level. Its like a self fulfilling prophecy. You will always wonder why I’m unable to make so much money like others. What’s stopping me? All this can be only fixed by understanding the financial blueprint.

“I rule money, Money doesn’t rule me”

Then there was money burning activities, which showed us how much we value money.

Another point made was “Your Integrity is Genesis of Life”


Day 2

Activities of mind linking- Memories of Experiences profound, search your past and Pattern interrupt

Laugh your negative belief off. They gave us some rubber bands which we had to wear in our hand. So when any non supportive belief comes we are suppose to strike our hand with the band and we had to go through the same questionnaire which we had on day 1. So any negative belief we encounter we strike ourselves.

Bigger the goal, bigger the obstacles. The reason being Universe is asking “Are you Serious” or screwing around.

So the step starts with leading oneself in Financial Life, Personal Life and Physical Life

So there are 4 things which support Financial Success

1) Peace

2) Education

3) Passive Income

4) Business

Then there was workout of VAKS –> Visual, Auditory,  Kinesthetic, Spirit

This is a workout for complete body and we repeat lot of belief to oneself and perform the action required, This will engram the belief within us.


Day 3

Energy –>Motion

Handling of the emotion issues.

Say it while you can. Resolve the issues with other people.

Write letter and then delete it, so that feeling goes away.

Success Breeds success

Formula for success –> Learn<—> Do (Never stop doing it)

Experience of “How to overcome Fear”

Success is an habit so is the failure.

1) Acknowledge & Recognizing your success

2) Celebrate

We need to celebrate our success with the group. It was good experience. Celebration need to be awesome.

Environment is more powerful than will power hence we need to continue to grow

Understanding the purpose of life.

Talk is cheap.

Success happens one step at a time.

Also there were activities which have enriched us and made us to  participate to overcome our fear. We had to write the area to breakthrough on an\ arrow. We had to  break a arrow with our bottom part of the throat and the other part of the arrow somebody else would hold and we had to force ourselves towards the person to break the arrow, It was presented in such a dramatically way that initially we were afraid later we realized that its possible to break it and surprisingly everybody broke the stick without harming themselves.


Brief Video of T Harv Eker Speaking in Bangalore for Millionaire Mind Intensive


Overall, I would highly recommend this 3 day event. Its worth to understand our belief system about Money.